{"id":8768,"date":"2026-01-23T13:58:00","date_gmt":"2026-01-23T06:58:00","guid":{"rendered":"https:\/\/jakpat.net\/info\/?p=8768"},"modified":"2026-01-26T14:01:34","modified_gmt":"2026-01-26T07:01:34","slug":"1-dari-5-cowok-pakai-paylater","status":"publish","type":"post","link":"https:\/\/jakpat.net\/info\/1-dari-5-cowok-pakai-paylater\/","title":{"rendered":"1 dari 5 Cowok Pakai Paylater"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Layanan <em>paylater<\/em> semakin populer sebagai solusi pembayaran dan pembiayaan jangka pendek di era digital, terutama karena kemudahannya yang terintegrasi dengan ekosistem <em>e-commerce<\/em> dan layanan digital. Riset terbaru Jakpat tentang aplikasi teknologi keuangan (<em>fintech<\/em>) mengungkapkan bahwa 1 dari 5 cowok pakai <em>paylater<\/em> untuk modal bisnis di paruh kedua 2025. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1350\" data-attachment-id=\"8769\" data-permalink=\"https:\/\/jakpat.net\/info\/1-dari-5-cowok-pakai-paylater\/sosmed-indonesia-mobile-entertainment-h1-2025-2-a\/\" data-orig-file=\"https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a.png\" data-orig-size=\"1080,1350\" data-comments-opened=\"1\" data-image-title=\"Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a-819x1024.png\" src=\"https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a.png\" alt=\"\" class=\"wp-image-8769\" srcset=\"https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a.png 1080w, https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a-240x300.png 240w, https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a-819x1024.png 819w, https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a-768x960.png 768w, https:\/\/jakpat.net\/info\/wp-content\/uploads\/2026\/01\/Sosmed-Indonesia-Mobile-Entertainment-H1-2025-2-a-350x438.png 350w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Alasan utama masyarakat menggunakan <em>paylater<\/em> adalah karena dapat dicicil sesuai kemampuan (54%). Faktor kemudahan juga sangat dominan, tercermin dari proses pengajuan yang cepat dan mudah (52%), pencairan dana pinjaman yang cepat (48%), serta persyaratan yang mudah (45%).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, <em>paylater<\/em> dinilai lebih praktis karena pendaftaran dapat dilakukan melalui aplikasi (45%) dan bisa langsung digunakan di <em>e-commerce<\/em> atau layanan digital (46%). Daya tarik tambahan datang dari berbagai promo yang ditawarkan, yang menjadi alasan penggunaan bagi 38% responden.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Download laporan lengkapnya di <a href=\"https:\/\/insight.jakpat.net\/indonesia-fintech-trends-2nd-semester-of-2025\/\">sini<\/a>.<\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_8768\" class=\"pvc_stats all  \" data-element-id=\"8768\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/jakpat.net\/info\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"Layanan paylater semakin populer sebagai solusi pembayaran dan pembiayaan jangka pendek di era digital, terutama karena kemudahannya yang&hellip;","protected":false},"author":8,"featured_media":8766,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[50,49],"tags":[],"class_list":["post-8768","post","type-post","status-publish","format-standard","has-post-thumbnail","category-lifestyle","category-news-update","cs-entry"],"acf":[],"a3_pvc":{"activated":true,"total_views":4745,"today_views":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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